What a Contractor Bond Is, and Why You Should Have Your Own

Assuming you’ve worked on a construction project before, you’ve likely heard of the contractor bond. Required for licensed contractors in California and the majority of the US, this bond gives you and your client the peace of mind to go forward with your work. Although a contractor bond is legally binding, it’s not a form… Read More »

Claiming Workers Comp Insurance in the State of California

If you’re a contractor or employer in California, you likely know that workers comp insurance is in fact required by law. What you may not realize is that the system governing workers comp in California is now over 100 years old. Today in 2018, more than 700,000 businesses, covered by more than 200 insurance companies—like… Read More »

All the Benefits of Having Your Own General Liability Insurance

Whether you’re a new contractor, home or business owner, any work you’re about to start will require a general contractors liability and insurance policy in California and the rest of the United States. Though we may not realize it sometimes, we live in a society that is prone to legal bouts and lawsuits. Having your… Read More »

Understanding the Necessity of General Liability Insurance

If you happen to be a contractor, home, or business owner, chances are you’ve heard of general liability insurance. In a nutshell: general liability defends you and your assets in the event of a workplace accident or injury. By law, you and your contractor may not require general liability insurance in California; but laws and… Read More »

The Consequences of Working as an Insured Contractor

If you’re in the midst of planning a large project as a contractor, developer, or homeowner, you’ve undoubtedly had that talk about contractors liability insurance. If you’re a California resident, it’s almost certain that you’ve considered it, weighing all your options next to all of the other costs you’re juggling on and off-site. As a… Read More »