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The Consequences of Working as an Insured Contractor

If you’re in the midst of planning a large project as a contractor, developer, or homeowner, you’ve undoubtedly had that talk about contractors liability insurance. If you’re a California resident, it’s almost certain that you’ve considered it, weighing all your options next to all of the other costs you’re juggling on and off-site. As a… Read More »

What You Need to Know About Contractor License Bonds

Contractor License Bonds are often required in many states. Contractor bonds are put in place to guarantee that a general contractor will operate his or her business in accordance with specific rules and regulations that are outlined in the license. If you’re a contractor and you have questions about how a contractor license bond works… Read More »

A Basic Guide to General Liability Insurance and Why You Should Consider it for Your Construction Company

If you own a construction company or if you work in the industry, then you have probably heard that general liability insurance is important. Construction and contracting are both physically demanding, and they can also be dangerous. As a business owner, you need to stay current on building codes, and you often need to navigate… Read More »

Why You Should Have Workers’ Comp Insurance for Your Small Business

Small business owners might not think that having workers’ compensation insurance is important, but it is. At DJM Insurance Services, we understand that business owners are busy and that workers’ compensation insurance might not be a priority, so we’re here to help explain how it works. If you own a small business and still don’t… Read More »

Do I Need Workers’ Compensation Insurance for My Company?

Most of us had heard of workers’ compensation, but not all of us know whether we need it or not. Depending on the kind of work that you do, and the type of business that you run, workers’ compensation insurance might be important. Each state has a specific way of handling workers’ compensation, and in… Read More »