Purchasing an insurance policy for your business guarantees you are protected from risk. If you are a contractor, it’s incredibly important that you secure insurance as the nature of this type of work can leave the professionals in the field prone to suffering injuries or causing property damage.
If you’re like most responsible business owners, you take it upon yourself to make sure you have all the liability coverages needed to protect your assets. But what about your company car? Shouldn’t that be covered too? Your personal auto insurance will not cover accidents that occur when an employee is out on the road… Read More »
Assuming you’ve worked on a construction project before, you’ve likely heard of the contractor bond. Required for licensed contractors in California and the majority of the US, this bond gives you and your client the peace of mind to go forward with your work. Although a contractor bond is legally binding, it’s not a form… Read More »
If you’re a contractor or employer in California, you likely know that workers comp insurance is in fact required by law. What you may not realize is that the system governing workers comp in California is now over 100 years old. Today in 2018, more than 700,000 businesses, covered by more than 200 insurance companies—like… Read More »
Whether you’re a new contractor, home or business owner, any work you’re about to start will require a general contractors liability and insurance policy in California and the rest of the United States. Though we may not realize it sometimes, we live in a society that is prone to legal bouts and lawsuits. Having your… Read More »