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Why Do I Need Commercial Auto Insurance?

Most contractors already know that they need special insurance compared to the general public. For example, a contractor may know that if he or she doesn’t have a certain level of contractor license bonds in California, his or her business can be shut down. However, if you own a small business, you might not believe… Read More »

How to Obtain Your License in WA

If you work as a contractor in Washington state, you need to carry a contractor’s license. If you’re caught doing any sort of construction tasks (even flipping personal properties) without a license, you can be fined upwards of $1,000 for your first offence. Use these steps to get your contractor’s license—and keep your jobsite open… Read More »

What is the California Contractor Business Examination Like? What You Need to Know

If you’re a contractor in California, you probably already know that you must take a trade exam before you receive your contracting license. But did you know that the California contractor’s exam also includes a section on business law and practices? Before you go into your exam, make sure you’re prepared to tackle the business… Read More »

How to Obtain Your Contractor’s License in CA

In the state of California, you must carry a contractor’s license before you complete any project valued at more than $500. If you don’t have your contractor’s license but continue to do engineering or construction work, you may be forced to pay an expensive fine or even defend yourself against criminal charges. At DJM Insurance… Read More »

How Do You Choose Workers’ Compensation Insurance?

A work-related injury can turn both a business owner’s and an employee’s world completely upside down. Workers’ comp insurance in Arizona, Nevada, and many other states is required by-law for business owners who have at least one employee and certain types of independent contractors. As a business owner, you probably already know that you need… Read More »